We love our vehicles, but not all of us have the right coverage. We’ll make sure yours is protected from accidents, weather, damage, and uninsured drivers. Get a free quote in minutes! Call us today (205) 289-1263.

Why choose ACU Insurance?

We've got your back.


Whether you’re in the market for new insurance or your current policy is about to renew, we’re here to help.

We will make sure you get the best coverage at a competitive rate, along with:

  • Good driver discounts

  • Insurance for RV's, motorcycles, and boats

  • Multi-car and multi-policy discounts analysis

  • Discounts for safety equipment


Get a quote today!

Frequently Asked Questions About Vehicle Insurance:

What is the difference between collision physical damage coverage and comprehensive physical damage coverage?

Collision is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.

Comprehensive provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.

What factors can affect the cost of my automobile insurance?

A number of factors can affect the cost of your automobile insurance – some of which you can control and some that are beyond your control.

The type of car you drive, the purpose the car serves, your driving record, and where the car is garaged can all affect how much your automobile insurance will cost you.

Even your marital status can affect your cost of insurance. Statistics show that married people tend to have fewer and less costly accidents than do single people.

What kinds of Auto insurance discounts are available?

There are a variety of discounts to help you save on your insurance and reward you for safe behavior.

Generally, ACU Insurance helps you save with discounts for:

  • Select occupational groups (doctors, RNs, dentists, teachers, police, firefighters, etc.)
  • Homeowners
  • Teens with parents who have safe driving records
  • Drivers who own cars with standard safety features
  • Drivers who own multiple cars
  • And more!

What does "full coverage" mean?

This is an often misinterpreted term, and doesn’t refer to a policy that covers “everything.” Instead, full coverage typically refers to a policy that includes both liability coverage and coverage for damage to your property.

Your Auto insurance Policy Declaration page lists the coverage you have selected, and your ACU Insurance Agent can help you select Auto insurance coverage that fits your needs and budget.

We're here for you.

Feel good about your money. 

ACU Insurance has your back when life happens by providing home, vehicle, renters and commercial insurance to protect what’s important to you. We want you to feel good about your money, by providing competitive pricing and free quotes to ensure you are getting the best deal. 


From Your Insurance Agent

ACU Insurance offers a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate about building relationships long term, so we automatically review your policy each year to ensure you are receiving the highest value possible.