Vehicle - Landing Page

Collision is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.

Comprehensive provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.

A number of factors can affect the cost of your automobile insurance – some of which you can control and some that are beyond your control.

The type of car you drive, the purpose the car serves, your driving record, and where the car is garaged can all affect how much your automobile insurance will cost you.

Even your marital status can affect your cost of insurance. Statistics show that married people tend to have fewer and less costly accidents than do single people.

There are a variety of discounts to help you save on your insurance and reward you for safe behavior.

Generally, ACU Insurance helps you save with discounts for:

• Select occupational groups (doctors, RNs, dentists, teachers, police, firefighters, etc.)
• Homeowners
• Teens with parents who have safe driving records
• Drivers who own cars with standard safety features
• Drivers who own multiple cars
• And more!

This is an often misinterpreted term, and doesn’t refer to a policy that covers “everything.” Instead, full coverage typically refers to a policy that includes both liability coverage and coverage for damage to your property.

Your Auto insurance Policy Declaration page lists the coverage you have selected, and your ACU Insurance Agent can help you select Auto insurance coverage that fits your needs and budget.